Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner (平装) 0767904842

From first-time newlyweds to people on their second or third marriage, couples face an overwhelming task when it comes to money management.Nationally renowned financial advisor and bestselling author David Bach knows that it doesn’t have to be this way.In Smart Couples Finish Rich, he provides couples with easy-to-use tools that cover everything from credit card management, to investment advice, to long-term care.You and your partner will learn how to work together as a team to identify your core values and dreams, creating a financial plan that will allow you to achieve security, provide for your family’s future financial needs, and increase your income.Together, you’ll learn why couples that plan their finances together, stay together! .com Review Like many savvy business people of the 21st century, David Bach offered his first pearls of financial wisdom to women, in his bestselling book Smart Women Finish Rich.Recognizing that these women are often accompanied by significant othersand that money arguments are the number one cause of divorce in America,Bach has now broadened his scope. Presumably intended to help change thisdepressing statistic, Smart Couples Finish Rich is a well-writtenfinancial planning tool, packed with useful charts and information,inspiring examples, and practical advice.

For people who've been disappointed by the shallowness of some of the"quick tips" self-help books out there, the subtitle of this book is alittle misleading. Bach's nine steps are not instant change techniques orchirpy little quips to recite to yourself whenever you goto balance your checkbook. Instead, the first few steps include a series ofexercises that will help you determine what you know (and don't know, orunderstand) about saving and investing, what role money should play in yourlife (which includes understanding your values), and how to work togethertoward a common financial goal. From there, Bach teaches his readers howto account for "disappearing" money, how to build retirement, security, anddream baskets of wealth (providing detailed options for all three), and howto avoid the most common financial mistakes most couples make. Though thefocus of the book is predominantly on working with your existing income,Bach includes a final chapter entitled "Increase Your Income by 10 Percentin Nine Weeks."

Bach's writing style is engaging and his advice is user-friendly. Asuccessful financial planner, he obviously believes passionately in all the"fringe" benefits of being financially responsible but employs ano-nonsense approach that makes financial smarts available to everyone. Sowhether you're 25 and just starting out on the earning, saving, andspending road or you plan to retire next year; whether you've recently gothitched for the first time or you've just entered your fourth marriage; andwhether financial planning comes first or last on your list of fun thingsto do, the advice in Smart Couples Finish Rich is worthheeding. It's not about becoming a money-obsessed bore, it's about gettingsmart... and rich. --S. Ketchum--This text refers to the Hardcover edition. From Publishers Weekly Bach, author of the bestselling Smart Women Finish Rich and host of a popular PBS series, offers his advice on how couples can keep their financial lives in sync. Familiar financial strategies on routine concerns, such as investments, retirement and insurance, form the bulk of the book. However, Bach's work does distinguish itself in one critical area: Bach believes that all couples (gay and straight, married and unmarried) need to identify values as well as goals as their first step toward achieving financial security. As he explains, values have to do with "being" (e.g., security, health, spirituality, fun), while goals are related to "doing" and "having" (e.g., playing golf regularly, taking frequent vacations, retiring with a million dollars). Moreover, he avers, not only is money management an issue that couples should plan and work on together, it is one that they should talk about, in a positive way, all the time. For example, Bach firmly believes that all couples need to be aware of their spending (what he calls the "latt‚ factor," or being more conscious of the regular little purchases they make each day) in order to make positive changes in their financial lives. Agent, Jan Miller. (On-sale date: Mar. 6)Forecast: Given Bach's previous success and the support of a five-city author tour and 22-city radio satellite tour, this book will quickly move toward bestseller lists, though its ho-hum approach doesn't mark it as a future evergreen paperback.

Copyright 2001 Cahners Business Information, Inc.

--This text refers to the Hardcover edition. From Booklist Most books on personal finance now emphasize the need to assess the true purpose of money in one's life. This is difficult enough to do for oneself. For couples, though, it can be disastrous when mates discover that their attitudes about money do not mesh. Bach, who is the author of Smart Women Finish Rich: 7 Steps to Achieving Financial Security and Funding Your Dreams (1999), reports that fights about money are the main reason couples divorce in the U.S. Bach asks readers to examine their values jointly and shows the benefit of "align[ing] spending habits with . . . values." He emphasizes saving and makes a key point that when couples save together, the rewards are compounded. Bach then offers the "three-basket" approach to personal money management, recommending that money be set aside for retirement, security, and transforming dreams into reality. He concludes by identifying some of the "most glaring financial mistakes couples make" and offering specific techniques for "growing your income by 20%" during the next year. David Rouse Copyright © American Library Association. All rights reserved--This text refers to the Hardcover edition. Review "David Bach brilliantly acknowledged the true economic power of women in his EVEolutionary first book, Smart Women Finish Rich. He smartly follows up with Smart Couples Finish Rich, believing in the importance of women, recognizing that traditional roles are changing and that incorporating a woman's financial needs will move a couple into their best future." ?Faith Popcorn, futurist, author of EVEolution: The Eight Truths of Marketing to Women -- Review Bach is a great financial coach…he knows how to bring couples together on a topic that often divides them. -- John Gray, author of Men Are from Mars, Women are from Venus David Bach is the one financial expert to listen to when you’re intimidated by your finances. -- Anthony Robbins, author of Awaken the Giant Within and Unlimited Power Smart Couples Finish Rich teaches women and men to work together as a team when it comes to money. -- Robert T. Kiyosaki, author of Rich Dad, Poor Dad--This text refers to the Hardcover edition. Review David Bach brilliantly acknowledged the true economic power of women in his EVEolutionary first book, Smart Women Finish Rich. He smartly follows up with Smart Couples Finish Rich, believing in the importance of women, recognizing that traditional roles are changing and that incorporating a woman's financial needs will move a couple into their best future. —Faith Popcorn, futurist, author of EVEolution: The Eight Truths of Marketing to Women--This text refers to the Hardcover edition. A senior vice president of a major New York brokerage firm, David Bach is a partner of The Bach Group, which manages over a half-billion dollars of individual investors’ money. The national bestselling author of Smart Women Finish Rich, Bach is the host of his own PBS television special, “Smart Women Finish Rich.” His investment principles are taught nationally through his Smart Women Finish Rich¨ and Smart Couples Finish Rich¨ seminars, which are hosted by 5,000 financial advisors in 1,500 cities with more than 100,000 attendees annually. He lives in San Francisco, California, with his wife, Michelle.Visit his website at www.finishrich.com.

出版社	Broadway Books
作者	David Bach