With economic uncertainty reaching unprecedented levels, Aaron W. Smith's accessible nine-step plan to take control of your financial future will resonate whether you're just starting out or finding yourself midlife with concerns about your retirement. In The Black will transform your retirement plans, regardless of income, by offering concrete advice on what opportunities are available and using real-life examples to illustrate how anyone can achieve their financial dreams be they middle- aged and facing debt or actively saving since their early twenties.
In clear, easy-to-follow steps, readers will learn how to:
Overcome historical resistance to investing Save for retirement while keeping kinship ties intact Use faith as a motivator for saving and strengthening financial discipline Break through denial about changes in Social Security and pension plans. . . and much more.
专业书评
Starred Review. Veteran financial adviser Smith focuses on the financial needs of African-Americans, emphasizing the importance of saving, budgeting, investing in retirement plans and risk management, all with an eye to historical patterns that may impede African-Americans from attaining financial security (such as the community's resistance to investing). Sprinkling the text with references to spirituality and to his Aunt WaWa's no-nonsense advice, Smith shares uplifting case studies of clients and public figures, ranging from the wealthy and successful (e.g., Supreme Court Justice Clarence Thomas, a multimillionaire couple, a single mother and successful entrepreneur) to those struggling to find their financial footing (e.g., one man fighting to rebuild his life postincarceration and another who successfully overcame the addictions that had destroyed his family life and left him destitute). With nine million African-American baby boomers slated to retire between now and 2029 and the current economic crisis testing the confidence of the public at large, Smith's work is a timely volume urging individuals at all income levels to improve their financial literacy and take control of their economic futures.
(May)
Copyright Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.
媒体推荐
“If you’re worried about retirement, read this book. It’s filled with the Holy Spirit, fun to read and easy to follow.” (The Rev. Dr. Suzan Johnson CookSenior Pastor, Believers Christian FellowshipAuthor, Live Like You’re Blessed )
“In the Black fills a void in the much under-served niche of financial planning for African Americans.… This book will empower you to move forward.” (Mary Beth Franklin, Kiplinger's Personal Finance )
“Smith’s work is a timely volume urging individuals at all income levels to improve their financial literacy and take control of their economic futures.” (Publishers Weekly (starred review) )
作者简介
Aaron W. Smith is the founder and president of A. W. Smith Financial Group, Inc., a comprehensive financial planning firm based in Richmond, Virginia. Smith has more than ten years of experience in the financial services and insurance industries. He holds several securities and insurance licenses and is also a Registered Player Financial Advisor for the National Football League Players Association.
| 出版社 | Harper Paperbacks |
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| 作者 | Aaron W. Smith |
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