A financial guide aimed squarely at "Generation Debt'-and their anxious parents-from the country's most trusted and dynamic source on money matters
The Money Book for the Young, Fabulous & Broke is financial expert Suze Orman's answer to a generation's cry for help. They're called "Generation Debt" and "Generation Broke" by the media-people in their twenties and thirties who graduate from college with a mountain of student loan debt and are stuck with one of the weakest job markets in recent history. The goals of their parents' generation-buy a house, support a family, send kids to college, retire in style-seem absurdly, depressingly out of reach. They live off their credit cards, may or may not have health insurance, and come up so far short at the end of the month that the idea of saving money is a joke. This generation has it tough, without a doubt, but they're also painfully aware of the urgent need to take matters into their own hands.
The Money Book was written to address the specific financial reality that young people face today, and it offers a set of real, not impossible, solutions to the problems at hand and the problems ahead. Concisely, pragmatically, and without a whiff of condescension,
Suze Orman tells her young, fabulous & broke readers precisely what actions to take and why. Throughout these pages, icons direct readers to a special YF&B domain on Suze's website that offers more specialized information, forms, and interactive tools that further customize the information in the book. Her advice at times bucks conventional wisdom (
Did she just say use your credit card?) and may even seem counterintuitive (
Pay into a retirement fund even though your credit card debt is killing you?), but it's her honesty, understanding, and uncanny ability to anticipate the needs of her readers that have made her the most trusted financial expert of the day.
Over the course of ten chapters that can be consulted methodically, step by step, or on a strictly need-to-know basis, Suze takes readers past broke to a secure place where they'll never have to worry about revisiting broke again. And she begins the journey with a bit of overwhelmingly good news (yes, there really is good news): Young people have the greatest asset of all on their side-time.
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If you are tired of struggling to make ends meet but don't know a 401(k) from Special K, this book is for you. Aimed specifically at "Generation Broke"--those in their twenties and thirties who are working yet buried in credit card debt and student loans--this user-friendly guide offers a clear introduction to practical investing and money management techniques that can turn even a dismal financial situation around. Bestselling author Suze Orman has a knack for taking the fear out of money matters, and in
The Money Book for the Young, Fabulous &: Broke, she shows readers how to set priorities and achieve goals, whether it is to buy a house or save for retirement or pay for a child's education. She also offers inspiration to readers to face their financial problems and get started on a solution. After all, there is good news: young people still have the time to correct problems so that they will never be broke again. Readers who find terms such as diversification and IRA rollover scary--or worse, unimportant--will learn much from this book.
In these pages, Orman clearly and succinctly explains what a FICO score is and why it's so important, offers the lowdown on stocks and mutual funds, provides career advice, and offers lots of tips on dealing with student loan debt, saving money even when times are tight, debt consolidation strategies, and the safest way for newlyweds to merge their finances. She also offers information on credit cards, including why canceling cards is not a good idea, when it makes sense to use them, and the best strategies for paying them off. It may not be the only money book you'll ever need, but it's an excellent place to start. --Shawn Carkonen
All About Suze Orman
The Money Book for the Young, Fabulous Broke is financial expert Suze Orman's answer to a generation's cry for help. An Emmy-award winner, Orman is the author of four consecutive New York Times® bestsellers, The 9 Steps to Financial Freedom, The Courage to Be Rich, The Road to Wealth, and The Laws of Money, the Lessons of Life. The Money Book was written to address the specific financial reality that young people face today, and it offers a set of real, not impossible, solutions to the problems at hand and the problems ahead.
Listen to a special message from Suze Orman.Visit the Suze Orman Store
Suze Orman: The Bestsellers
The Courage to Be RichThe Road to WealthThe Laws of Money, the Lessons of LifeSuze Orman's Financial GuidebookThe 9 Steps to Financial FreedomMoney Cards: Words That Lead to WealthYou've Earned it, Don't Lose ItThe Money Book for the Young, Fabulous Broke, Audio CDBuild Your Own Suze Orman Library
The Essentials
The Laws of Money
The 9 Steps to Financial Freedom
You've Earned It, Don't Lose It
Money Cards: Words That Lead to Wealth
Suze Orman's Financial Guidebook
Suze Orman's Will And Trust KitPep Talks: Suze Orman Audios
The Courage to Be Rich, CD
The Road to Wealth, CD
The Laws of Money, the Lessons of Life, CD
The Courage to Be Rich, Cassette
The Road to Wealth, Cassette
The Laws of Money, the Lessons of Life, CassetteBestselling Suze Orman Books on DVD
The Laws of Money, the Lessons of Life, 2003
The 9 Steps to Financial Freedom, 2004
The Road to Wealth, 2004
The Suze Orman Collection, 2003
The Courage to Be Rich
The Best of the Suze Orman Collection, 2004
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...written in a non-condescending manner, and Orman modifies some of the suggestions she has made for her older readers. --
New York Post, February 27, 2005
[Orman] shows an atypical level of sympathy for the plight of the so-called "Generation Broke." --
Seattle Post-Intelligencer, March 17, 2005作者简介
Suze Orman is the author of four consecutive
New York Times bestsellers,
The 9 Steps to Financial Freedom; The Courage to Be Rich; The Road to Wealth; and
The Laws of Money, The Lessons of Life; and the national bestsellers You've Earned It, Don't Lose It and Suze Orman's Financial Guidebook.The host of her own national award-winning CNBC-TV show, which airs every Saturday night, she is a contributing editor to
O,The Oprah Magazine and is the featured writer on Yahoo! Personal Finance with her biweekly "Money Matters" series.She has written, co-produced, and hosted four PBS specials based on her bestselling books, which are among the network's most successful fund-raisers ever. The most recent, inspired by
The Laws of Money, The Lessons of Life, earned her an Emmy Award.
A Certified Financial Planner Professional(r), Orman directed the Suze Orman Financial Group from 1987 to 1997, served as Vice-President-Investments for Prudential Bache Securities from 1983 to 1987, and from 1980 to 1983, was an account executive at Merrill Lynch. In 2003 she was inducted into the Books for Better Life Awards' Hall of Fame, in recognition of her ongoing contributions to the field of self-improvement. A highly sought-after public speaker worldwide, she was profiled in
Worth magazine's hundredth issue as among those "who have revolutionized the way America thinks about money."
